Southwest Washington Risk Management Insurance Cooperative (SWRMIC)

ESD 112 > Services > Insurance Programs > Risk Management Insurance Cooperative > Risk Management Insurance Cooperative

Next Executive Committee Meeting: December 2010 or January 2011 at ESD 112 at ESD 112 Columbia Room


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Foundational Documents

The Southwest Washington Risk Management Insurance Cooperative (Risk Cooperative) provides property and casualty insurance coverages for its membership. RCW 48.62.011, provides the exclusive source of local government entity authority to individually or jointly self-insure risks, jointly purchase insurance or reinsurance, and to contract for risk management, claims, and administrative services. An agreement to form a pooling arrangement was made pursuant to the provisions of RCW 39.34, the Interlocal Cooperation Act.

The Risk Cooperative was formed September 1986 when school districts in southwest Washington State joined together through an Interlocal Governmental Agreement to self insure, self administer and group purchase excess insurance to cover their losses. Thirty school districts, the Educational Service District 112, the KWRL Transportation Cooperative and the Washington Schools Information Processing Cooperative belong to the Risk Cooperative.

The Risk Cooperative is an Enterprise Fund established for the purpose of providing claims handling and risk management for property and casualty liabilities to its membership through group funding. The risk Cooperative provides the following forms of group purchased insurance coverage for its members: property, vehicle and mobile equipment physical damage, equipment breakdown, crime, electronic data processing equipment, and general liability, automobile liability, employment practices liability, errors and omissions liability and statutorily required bonds.

The Risk Cooperative is fully funded by its member participants. Claims are filed by members with the Educational Service District 112, which is contracted to perform claims adjustment services for the Cooperative.

The Risk Cooperative is governed by a Board of Directors, which is comprised of one designated represented from each participating member, with delegated authority to a five member Executive Committee. The Executive Committee is responsible for conducting the business affairs of the Cooperative.

HOW TO FILE A CLAIM

Notice of any claim or occurrence likely to give rise to a claim shall be given to the Risk Cooperative in writing immediately upon notice to the member district. The notice should identify the District, the time, place and circumstances of the occurrence or wrongful act, the nature and extent of any property loss, names and addresses of injured or involved person(s) and all witnesses. In addition, the member district shall immediately forward to the Risk Cooperative every demand, notice, summons or other process received by the member district or any of its representatives.

For more information, contact Derek Bryan, Property/Casualty Claims Adjuster at Derek.Bryan@esd112.org or call 360.750.7504.
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